YOUR LIFE. YOUR STORY. YOUR HOME.
Texas Home Loans With a Personal Approach
TLP Mortgage helps homebuyers and homeowners throughout San Antonio and Texas find mortgage solutions built around their goals, not just a loan program.
From first-time homebuyers and veterans using their VA benefits to families building custom homes or preparing for their next move, our experienced mortgage team provides education, strategy, and personal guidance from the first conversation through closing and beyond.
Find the Right Mortgage for Your Next Chapter. Buying your first home? Using your VA benefit? Building from the ground up? Already own a home and ready for what's next? Start with what you're trying to accomplish.
How Can We Help?
Explore conventional, FHA, and USDA down payment assistance options.
Explore MoveNow and bridge financing options that may help qualified homeowners make their next move before selling.
VA financing for eligible veterans, active-duty service members, and surviving spouses.
Learn about Texas and San Antonio programs that may help qualified homebuyers with upfront costs.
Construction financing, build on your lot, one-time close, and two-time close options.
Explore refinance, HELOC, cash-out and home-equity strategies based on your goals.
Why TLP Mortgage?
Mortgage With a Heart
A mortgage isn't just numbers on a page. It's connected to where you're going next.
At TLP Mortgage, we take the time to understand your finances, your plans, and what matters to you before recommending a mortgage strategy.
You'll know where your loan stands, what's happening next, and what we need from you. And when closing day comes, our relationship doesn't have to end there.
Education First
We explain your options so you understand the why behind your mortgage.Personalized Strategy
We compare financing options around your actual financial goals.Local Experience
A San Antonio-based mortgage team serving homebuyers throughout Texas.Here Beyond Closing
Mortgage guidance for your first home, next home, refinance, construction project and future financial goals.
Your Mortgage Team
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Rick A. Chism
Branch Manager | NMLS# 329402
210.630.1550
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Sheri C. Walls
Co-Branch Manager | NMLS# 1805299
210.365.6950
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Mike Puente
Senior Loan Officer | NMLS# 378624
210.573.3224
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Tiffanie Prado-Ramirez
Branch Production Manager
Senior Loan Originator NMLS# 1544837
210.488.8294
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Paul Fugett
Senior Loan Originator | NMLS# #212992
210.260.5124
Mortgage Questions? Start Here.
Home financing comes with a lot of questions. We've built straightforward resources to help you understand your options before you're ever asked to make a decision. Check out the linked blogs below.
How Much House Can I Afford in Texas?
Mortgage 101: How Home Loans Work
Texas & San Antonio Down Payment Assistance Guide
How to Get the Most From Your VA Home Loan Benefit
Your Next Move Starts With a Conversation
You don't need to know which mortgage you need before you call us.
Tell us what you're trying to accomplish. We'll help you understand the options available, compare the numbers, and build a mortgage strategy around where you're headed next.
Frequently Asked Questions
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TLP Mortgage offers a variety of home financing options for qualified borrowers, including conventional, FHA, VA, USDA, construction, jumbo, down payment assistance, refinance and specialized financing options. Availability and qualification depend on the borrower, property and program.
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Yes. TLP Mortgage helps eligible veterans, active-duty service members and qualifying surviving spouses explore VA home financing in San Antonio and throughout Texas.
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Yes. TLP Mortgage offers construction financing options for qualified borrowers, including custom-home and Build on Your Lot financing.
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Qualified Texas homebuyers may have access to state and local homebuyer assistance programs. Eligibility, funding and program requirements vary.
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Potentially. Qualified homeowners may have options including bridge financing and TLP Mortgage's MoveNow program that can help facilitate buying before selling.
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It depends on your income, credit, debts, available funds, property, eligibility and long-term goals. A TLP Mortgage loan advisor can compare available options and explain the differences.

