Build Your Dream Home

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Welcome to the trusted source for construction loans in Texas! At TLP Mortgage, we specialize in Build on Your Lot Construction Loans, closing over $150 million in loans and helping families across Texas turn their custom home dreams into reality.

Whether you’re working with a builder or navigating the process independently, our experienced team tailors solutions to meet your unique financial goals. With a variety of one-time close and two-time close construction loans, we ensure that your loan product aligns with both your short-term needs and long-term plans.

Why Choose TLP for Your Construction Loan?

Our construction division boasts a combined 60 years of expertise in Build on Your Lot, custom home financing, and mortgages. We’ve encountered nearly every scenario and are fully equipped to guide you through the complexities of building your custom home.

Here’s what we offer:

  • Personalized Solutions: Tailored loan products to meet your specific goals.

  • Comprehensive Guidance: Support at every step, from financing your lot to closing on your completed home.

  • Expert Team: Decades of experience ensure we deliver exceptional service and innovative solutions.

Build your home with confidence without the stress.

WHY CHOOSE a two-time close?

  • Low Down Payment Options

  • We offer flexible loan programs and can finance up to 95%, helping make your dream home more attainable.

  • Loan Based on Appraised Value

  • Your permanent loan can be based on the appraised value of the completed home, not just the construction cost.

(Program dependent)

  • We partner closely with builders and trusted inspectors to:

    Streamline the process

    Reduce delays

    Ensure everything is done correctly.

  • In many cases, you don’t have to sell your current home to qualify.

    Stay where you are while your new home is being built.

  • Lower monthly payments during the build phase help keep cash flow manageable.

  • Item descriptionConstruction taking longer than expected?

    No problem, we can work with extended timelines if needed.*

    *Fee may apply for extensions.